Platinum Merchant Cash Advance

working capital Harbortouch Financial com

Platinum Merchant Cash Advance details:

More established businesses have different needs than those in their earliest stages of development. Your business is off the ground, you have satisfied customers and are looking for opportunities to grow and improve. Unfortunately, that doesn’t mean it’s easy to get timely funding from your bank when you need it most.

That’s why we designed a special merchant cash advance program tailored to your unique needs. Small businesses with strong credit scores and a proven history of success are eligible for our Platinum Funding Program. With no out-of-pocket costs, personal collateral or fixed monthly payments (if sales slowdown, so does the payback amount during that period) our Platinum Merchant Cash Advance is an effective alternative to traditional bank loans. Eligible businesses could receive instant capital between $20,000 and $500,000 in as little as 7-10 days.

What benefits does the Platinum Funding Program offer over the Standard Funding Program?

We understand how hard it is to earn a high credit score in today’s economy, and as a result, our Platinum Funding Program was made to reward your hard work. Like the Standard Cash Advance, the Platinum Funding Program gives you working capital against your future credit card sales, but at a lower cost than the Standard Funding Program.

Qualifying for the Platinum Merchant Cash Advance

Qualifying for our Platinum Funding Program is still easier than most traditional business loans. In order to be approved, you must meet the following requirements:

  • You have a merchant account processing at least $20,000 a month in credit card/debit card sales from your customers for at least 60 days.
  • You are current with your landlord.
  • You have at least 12 months left on your lease if you are renting your business location.
  • You have no open bankruptcies in the last 12 months.
  • You have a minimum FICO credit score of 640
  • You have an operating history of at least 2 years.

How can I apply for a Platinum Merchant Cash Advance?

Our application process is straightforward and easy to understand. Because we do not require business plans, lengthy financial records, etc., the pre-application can be completed online in a few minutes.
Apply today by filling out the form on the right to start the process. A Harbortouch representative will follow up with you promptly. Or, if you’d like to speak to a representative right away fill out this short form

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